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Uncover The Easiest Way to Find Low Monthly Payments on New Cars

If you are on a tight budget, or if you are simply hunting for the best new car deals in your town, get started and request a FREE online price quote from

In less amount of time than it takes to visit one dealership alone, you will instantly find all the pricing information that you need to pay the lowest monthly payment on any type of new car. This is the easiest way to:

  • Find the top local deals with the lowest prices and the biggest discounts.
  • Uncover secret available rebates and hidden incentives that are only reserved to online buyers!
  • Gain access to available $0 down payment lease offers with low monthly payments!
  • Available 0% APR and low APR offers for any type of new car, truck, or SUV!

Requesting a FREE online price quote will save you time and money. You don’t need to haggle with the dealership, and there is no obligation to buy.

How to Negotiate Low Monthly Car Payments

In order to successfully buy a new vehicle, you need to find monthly payments that you can afford. Here are a few helpful tips that will give you the power to negotiate low monthly car payments:

  1. Check your FICO score. If you have a high FICO score, or a relatively clean credit history, then you can negotiate lower interest rates on your car loan. Remember that getting the lowest monthly payments means that you will need to negotiate for a lower interest rate. If you have bad or lower-than-average credit then you should pay all existing debt and work on improving your credit.

  2. Make a moderate down payment. Whether you have good credit or bad credit, making a moderate down payment will lower the amount that needs to be financed. It will also give you lower interest rates, since the lender likes it when you are willing to settle a larger-than-usual down payment. As a general rule, you should do your best to pay at least a 20% down payment on your new vehicle.

  3. Choose a longer loan term. You have to be careful when choosing the term (or the duration) of your auto loan. Choosing a shorter loan term will result in expensive monthly payments, but you will pay off your loan quicker. Choosing a longer term will give you lower monthly payments, but you might end up paying too much interest in the long run. The normal loan term is between 2 to 3 years, with 5 years being the maximum, although you can choose longer terms of up to 7 years.

  4. Know all your options. You don’t have to finance your new car at the dealership. You can approach your local credit union or bank and ask them about auto loan interest rates. You are most likely to find a better offer from your local bank, since dealerships make money by ‘padding’ the interest rate offered by the lender.

Comparing Price Quotes

When comparing price quotes from multiple dealerships, check the MSRP and the invoice price of the car. You can instantly determine the dealership with the lowest offer, since negotiating the lowest monthly payments starts with the actual price of the vehicle.

You should also check other factors such as the sales tax, vehicle titling fees, and any available cash rebates offered by the dealership and the manufacturer. The sales tax will depend on your location, along with the vehicle titling fees. Cash rebates, customer cash offers, and bonus cash will vary from one dealership to the next. Keep in mind that dealers often advertise low monthly payments on new cars without including the sales tax.

Remember that a dealership that offers the lowest invoice price might lose out to the dealership that offers the largest cash rebates.

How Getting Multiple Competing Car Prices Online Will Help You Get The Best Deal On A New Car

Dealerships know that online shoppers don’t want to waste time shopping for the best new car bargains in town. This is the reason why dealerships need to put their best foot forward when it comes to offering their price quotes.

Getting multiple competing car prices online will allow you to start a small bidding war among all participating dealerships in your area. It is similar to making a short visit from one dealership to the next, without wasting time, money, and effort.

Requesting multiple new car price quotes is the easiest way to find low monthly payments on new cars! Simply choose the dealer with the lowest offer to save money on the vehicle that you have always wanted!

It's Easy, Dealers Compete, You Save
New car dealerships are competing more fiercely than ever to gain your business. Request free competing price quotes from multiple pre-approved new car dealers. Lock-in the lowest available price in your area before visiting the dealership. Gain the negotiation tools you need to guarantee paying the lowest price, hassle-free.
Secret Rebates & Incentives Provide Bonus Savings
Local car dealerships need your business and they'll offer incredible discounts if you know where to look. Discover secret cash rebates and special incentives by requesting no-obligation competing price quotes. Tack on the bonus savings and pay even less than your already low price quote.
Car buyers equipped with pre-approved price quotes, dealer rebates and incentives are guaranteed to pay less. Know actual dealer cost, factory invoice price, and MSRP. Pay less than sticker price, deduct bonus cash rebates, secret dealer incentives, and special internet discounts. Informed new car buyers never need to haggle. Request free competing new car price quotes and uncover the savings today!